Insurance
The city of Espoo has insured pupils in basic education and students in general upper secondary schools for accidents occurring in school and during the school commute. The city of Espoo has an accident insurance policy covering children in early childhood education and pre-primary education as part of full-time or part-time early childhood education whose main organiser is the city.
The City of Espoo has an accident insurance policy covering children in early childhood education and pre-primary education as part of full-time or part-time early childhood education whose main organiser is the city. The insurance company will cover travel, examination and treatment costs resulting from accidents that occur during early childhood education or transport to and from it or during pre-primary education or transport to and from it.
In the event of an accident, the child is taken to the city’s health centre.
The insurance covers fees incurred by using public-sector health care services.
The city of Espoo has insured pupils in basic education and students in general upper secondary schools for accidents occurring in school and during the school commute. The insurance covers also school trips and school camps written in the school year plan.
The insurance covers costs for travel, examination and treatment caused by a school accident in public sector units and facilities (local health center, regional hospital, central hospital) providing health care services. If the pupil/student uses private sector services, the reimbursement is paid only according to the public sector fees.
In case of a school accident, the pupil/guardian will receive a certificate from the school about the validity of the insurance. The certificate enables direct invoicing of the expenses caused by the treatment to the insurance company. Alternatively the guardian can apply for a reimbursement from the insurance company oneself, based on the original invoices or payment receipts.
The city does not cover costs caused by the pupil becoming ill in the middle of the school day. In case of an accident or sudden illness the guardian is responsible for taking the child who is ill to treatment and/or home as well as for the travel costs caused by the incident.
Instructions for how to act when a pupil becomes ill in the middle of a school day (in Finnish)
The City of Espoo has insured comprehensive school pupils and upper secondary school students in case of accidents at school and on the way to school. The insurance also covers school outings and trips accordant with the school year plan. For trips abroad included in the school year plan, students are insured with traveller’s insurance.
The insurance covers transport, examination and treatment fees resulting from an accident at school in public sector units and institutions providing health care services (health centre, regional hospital, central hospital). If the pupil uses private sector services, the insurance indemnity is paid only according to the public sector fees.
In the event of a school accident, the pupil/guardian receives a certificate from the school certifying the validity of the accident insurance for the care institution. The certificate enables the direct invoicing of the costs of treatment to the insurance company. Alternatively, the student/guardian can apply for reimbursement from the insurance company on the basis of the original invoices or receipts. The school submits an accident report to the insurance company. If an accident/injury at school is only detected at home, the student/guardian must contact the school without delay.
The city does not compensate for any costs resulting from a student falling ill during the school day.
